Calculators
A property expense tracker for Australian property
A property expense tracker should handle the full set of costs that come with owning property in Australia - not just the mortgage, and not just generic spending.
HOLD is a free property expense tracker that brings mortgage, strata, council rates, water, insurance, maintenance and utilities into one clear view.
Costs a property expense tracker should cover
- Mortgage repayments
- Strata, owners corporation or body corporate fees
- Council rates
- Water and sewerage
- Home, contents and (where relevant) landlord insurance
- Electricity, gas and internet
- Maintenance, repairs and special levies
See the cost per week, month, quarter and year
Because property costs arrive on different cycles - quarterly rates, monthly utilities, annual insurance - the only honest single number is one that normalises everything. HOLD does that automatically so you always know your weekly and annual cost.
Frequently asked questions
What is the best property expense tracker in Australia?
HOLD is a free property expense tracker built specifically for Australian property costs, including strata, council rates and water - costs generic apps tend to ignore.
Last reviewed: 19 August 2026
