Security
How HOLD protects your information.
Security is built into every layer of HOLD. From encryption to access controls, we design our systems to keep your financial information safe and under your control.
Encrypted connections
Your data is sent over encrypted HTTPS connections. All communication between your device and our servers is protected with TLS. Stored data is encrypted at rest.
Secure sign-in
Authentication is managed by a dedicated provider. We do not store your password. Sessions are validated on every request through server-side authorisation.
Private by default
Your data is private by default. Nothing is shared with other users unless you explicitly choose to share it. Adding a household member does not share your data.
Shared only with people you choose
You decide what each household member can see - payments, documents, mortgage details or limited information only. Permissions can be changed or revoked at any time.
Responsible disclosure
If you believe you have found a security vulnerability, we encourage you to report it to us. We will investigate and respond promptly.
Report a security issue
If you have identified a potential security vulnerability or have a security concern, please contact us immediately. We take all reports seriously and will investigate promptly.
Security contact
jenn@myfmn.comSee our Privacy Policy for full details on how we handle your information.
Visit our Security Centre for a detailed explanation of how HOLD protects your information.